WE PROVIDE COMPREHENSIVE FINANCIAL PLANNING.
WEALTH MANAGEMENT
We assist small business owners and families just like you with services that include financial planning, investment portfolio management, and other financial services such as risk mitigation. Our goal is to help you with growth, protection, diversification, and tax favored treatment of your portfolio. Wealth management can be for everyone, not just for high net worth individuals.
RETIREMENT PLANNING
We assist with retirement planning in all stages of life. Due to the effects of compounding, the sooner you start retirement planning the more likely you are to reach your goals. We help you estimate your future income needs, we help you with tax favored treatment whether its for today or for tomorrow, and when you get to retirement, the planning does not stop there. One of the biggest questions of retirees is “Will my money last as long as I do?” Once in retirement we give you guidance on the income phase in an effort to prevent you from running out of money.
INVESTMENT SERVICES / PRODUCTS
We give you personalized advice on what investment services and products we believe will best meet your own needs and goals. There are many investment products and services to choose from and it can be very overwhelming. We help you determine what investment services and products make the most sense for you based upon your goals, your needs, and your tolerance for risk.
COMPLETE INSURANCE SERVICES
Proper insurance is an integral part of the overall financial health for a family and for small business owners. A solid financial plan includes being properly insured for the unknown. We assist you with choosing the protection needs that are appropriate for your personal situation. We are able to provide you guidance with health insurance, life insurance, LTC insurance, and income protection.
KIDS’ COLLEGE PLANNING
Saving early and saving often is the key for most families to cover their child’s or grandchild’s college education costs. There are several different savings vehicles to choose from and we assist you in navigating your choices. Imagine if your child or grandchild graduated from college debt free: with the right planning its possible.
PERSONAL ESTATE PLANNING
Just like with wealth planning, estate planning is for everyone. No matter what your income or savings level you are at, we will assist you in the estate planning process. An estate plan assists your loved ones in dealing with your personal belongings with less confusion and costs than if you do not have one.
FAMILY BUDGETING SERVICES
If you’re like most families and business owners, you have many demands on your money. You have bills to pay and mouths to feed and a finite amount of money to do that with. We assist you with creating a plan on how to spend your money so that you can pay your bills, properly insure, and save for you and your family’s future.
